You also have access to Chime-specific perks like a High Yield Savings (HYS) account and overdraft fee coverage, as well as the opportunity to take advantage of tools such as Experian Boost, which can help you stay on top of your credit score. This card stands out for its limited fees and restrictions, which are refreshing considering how expensive many credit-building cards can be. Why you might want the Chime Credit Builder Secured Visa® Credit Card
There is no option to upgrade or “graduate” to an unsecured card once your credit improves.You have to have a direct deposit account through Chime ($200 or more) to qualify for the card.
